The time taken to receive a refund from IRCTC can vary based on several factors, such as the type of ticket and the payment method used. Here’s a detailed breakdown:
How much time to get Refund from IRCTC?
Refund Timeframes for IRCTC
E-Tickets (Booked Online)
- Standard Refund Time: Typically, refunds for canceled e-tickets are processed within 5-7 working days.
- Refund Process: The refund amount is credited back to the original payment method (e.g., credit/debit card, net banking).
- Automatic Refunds: In cases where trains are canceled by Indian Railways, refunds for e-tickets are processed automatically.
Counter Tickets
- Immediate Refund: If canceled at the railway station, you might receive an immediate cash refund, depending on the circumstances.
- Bank Refunds: If the refund is processed to a bank account, it can take several days, depending on the bank’s processing time.
Failed Transactions (Ticket Not Booked)
- Automatic Refund: If the payment is deducted but the ticket is not booked, IRCTC typically initiates an automatic refund within 3-7 working days.
TDR (Ticket Deposit Receipt) Cases
- Extended Processing Time: Refunds for TDR cases, such as when a train is significantly delayed or partially canceled, can take up to 60-90 days, as they require verification and approval.
Factors Influencing Refund Time
- Bank Processing Delays: Refunds might be delayed due to bank processing times, especially if your bank takes longer to credit the amount.
- Weekends and Holidays: Processing might be delayed if the cancellation falls on weekends or public holidays.
Checking Refund Status
- You can check the status of your refund in the ‘Booked Ticket History’ section of the IRCTC website or app.
- If you experience delays beyond the expected timeframe, contact IRCTC customer support for assistance.
By considering these timeframes and factors, you can better anticipate when to expect a refund from IRCTC.