IRCTC typically takes different amounts of time to process refunds, depending on the type of ticket and the reason for the refund. Here’s a detailed breakdown:
How many days IRCTC take to refund money?
E-Tickets (Booked Online)
- Standard Refund Time:
- Refunds for canceled e-tickets are generally processed within 5-7 working days.
- The refund is credited back to the original payment method used during booking (e.g., credit/debit card, net banking).
Counter Tickets
- Immediate Refund:
- If canceled directly at the railway station, you might receive an immediate cash refund, subject to the rules and timing.
- Bank Account Refund:
- If a refund is processed to your bank account, it may take several days, similar to the e-ticket process.
Failed Transactions (Ticket Not Booked)
- Automatic Refund:
- If the payment is deducted but the ticket is not booked, IRCTC usually initiates an automatic refund within 3-7 working days.
TDR (Ticket Deposit Receipt) Cases
- Extended Processing Time:
- Refunds for TDR cases, such as train delays or non-travel due to circumstances beyond your control, can take up to 60-90 days. This delay is due to the necessary verification and approval process by Indian Railways.
Important Considerations
- Bank Processing Times: Delays can occur due to bank processing times, which might affect how quickly the refund reflects in your account.
- Weekends and Holidays: Refund processing might take longer if your cancellation occurs around weekends or public holidays.
Checking Refund Status
- IRCTC Website/App: You can monitor your refund status in the ‘Booked Ticket History’ section of the IRCTC website or mobile app.
- Customer Support: If the refund takes longer than expected, contacting IRCTC customer support can help resolve the issue.
By understanding these timelines, you can better manage your expectations regarding the refund process with IRCTC.